Fed Ability to "Dip Into" 401(k) or Other Pension Benefits

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Hello MOSERS, I have receive the following "information" in two investment newsletters that I subscribe to. I'd appreciate it if you'd respond to this and describe any government efforts you are aware of to "give the federal government greater ability to dip into the value of any 401(k) or pension benefits you draw over the next 10 years." Thank you.
We are not aware of any legal provision being enforced by the federal government to dip into an individual’s 401(k) or pension benefits. 
You may want to make sure such statements are not a marketing tactic by an entity trying to sell you fee-loaded investment product.

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BackDROP at Retirement Eligibility

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If a person doesn't submit retirement papers by their normal retirement date, will they automatically be put into Backdrop?
BackDROP is an optional form of payment that you can choose at retirement if you meets the eligibility requirement of working in a MOSERS covered position at least 2 years beyond normal retirement eligibility date.  BackDROP is not something that you are “put into” (automatically or otherwise), it is a choice you can make at the time you decide to retire.
Here is the link on our website about BackDROP. We encourage anyone with similar questions to contact a benefits counselor at 800.827.1063, option 4, to discuss individual circumstances.

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